Nomupay
Nomupay is a Dublin-headquartered fintech building unified payments infrastructure for cross-border merchants — with a deliberate focus on the fragmented, high-growth markets across Asia, MENA and Europe that legacy acquirers have historically under-served.
Its product surface is a single platform for pay-ins, payouts, recurring billing, treasury and reporting — replacing the multi-provider stitch-together that most merchants accumulate when they expand internationally.
WS Financial offers its payment services as a sub-acquirer under Nomupay, plugging operators into Nomupay's regulated-market footprint and local-payment-method library through the same hands-on, locally accountable merchant experience WS Financial provides for the rest of its stack.
WS Financial offers its payment services as a sub-acquirer under Nomupay.
Nomupay at scale
The numbers behind the platform — drawn from Nomupay's public reporting and its own merchant-facing disclosures. The picture is a young, fast-compounding business operating in markets most acquirers avoid.
Four product pillars
Online payments
Acceptance platform tuned for cross-border merchants — optimised checkouts, local card scheme routing, and authorisation-rate uplift across 40+ regulated markets.
Recurring payments
Recurring revenue infrastructure: automated billing schedules, retry logic for soft declines, tokenised cards on file, and dunning workflows that lift collection rates without rebuilding the merchant's billing stack.
200+ local payment methods
Direct integrations into the alternative payment methods customers actually use in each market — Southeast Asian wallets, MENA local rails, European bank-transfer schemes — alongside the international card networks.
Fast payouts
Mass payouts to individuals and businesses via local bank transfers and APMs, settled in the recipient's currency and preferred method. Built for marketplaces, gig platforms, and any merchant moving money in both directions.
Why operators choose Nomupay
End-to-end on one platform
Acceptance and payouts in the same console, with every management and reporting feature merchants need accessed through one integration. No second contract, no second integration, no reconciliation problem.
Conversion lift via local methods
Local payment methods and locally optimised checkouts measurably lift authorisation rates and reduce checkout abandonment — the structural conversion advantage of acquiring locally rather than cross-border.
Global expansion ready
Local licences and payment methods across Southeast Asia, Europe, MENA and beyond — operators can expand into a new market without signing a new acquirer in the destination country.
Unified Platform · data layer
A single data surface that consolidates payment history, settlement data, and approval rates across every market the merchant operates in — turning multi-region payment data into operational decisions.
Regulated in the markets you trade in
Nomupay's licence footprint covers the markets most cross-border acquirers don't — operators connect to a counterparty that's actually regulated where their customers are.
Bespoke, 24/7 service
Dedicated client teams and 24/7 support — the operational model that earns the Trustpilot 'Excellent' rating, not a tiered ticket queue.
Where Nomupay operates
Nomupay's value sits in markets where acquirer choice is thin and local payment methods dominate. Asia is the strategic centre of gravity — but the licence footprint and team are deliberately global.
- Singapore
- Philippines
- Hong Kong
- Thailand
- Malaysia
- Indonesia (expansion)
- Japan (expansion)
- Vietnam (expansion)
- New Zealand (Auckland office)
- Ireland (HQ · Dublin)
- United Kingdom (London, Manchester)
- Lithuania (Vilnius)
- European Economic Area
- United Arab Emirates (Dubai office)
- Türkiye (Istanbul office)
- Broader MENA coverage
- IKEA
- capital.com
- Invevo
- Hannover
- Setfords
- Roobet
- Naturecan
- Cignpost
Funding & growth trajectory
Nomupay's growth has been deliberate, recent, and well-capitalised — three priced rounds inside two years, anchored by strategic investors with payments distribution in the markets Nomupay is targeting.
Strategic direction
Nomupay's trajectory points to four strategic moves running in parallel: continued geographic expansion across Asia (with Indonesia, Japan and Vietnam called out specifically), deeper licensing in priority markets, M&A as a route to capability (Total Processing in Manchester was acquired in November 2023 to add recurring billing, risk management and integrations), and partnership depth with strategic investors such as SBPS / SoftBank.
For WS Financial operators, the implication is straightforward: the rail you connect to today is being actively expanded — both geographically and feature-wise — under the supervision of capital that explicitly wants to win in cross-border payments.
Trusted by global merchants
Nomupay holds a 4.5/5 'Excellent' rating on Trustpilot, with a customer roster that spans household-name retail (IKEA), regulated trading (capital.com), iGaming (Roobet), enterprise SaaS (Invevo), professional services (Setfords) and healthcare logistics (Cignpost) — a deliberately diverse mix that reflects the platform's verticality.
About Nomupay
Nomupay is the trading name of Nomu Pay Limited (company number 692034), with its registered office at 5th Floor Rear, Connaught House, 1 Burlington Road, Dublin 4, Ireland.
The team operates across offices in Dublin, London, Manchester, Vilnius, Istanbul, Dubai and Auckland — a deliberately distributed footprint that mirrors the markets Nomupay is licensed to serve.
General contact: help@nomupay.com. For operators introduced through WS Financial, the WS Financial team coordinates the sub-acquiring relationship end-to-end.